Finance with Klarna
Bow Cycle makes it easier to ride now and pay later with financing from Klarna.
Klarna is the smoothest way to get what you want today and pay for it over time. Split your purchase into 4 payments or apply for financing – the choice is yours.
We've partnered with Klarna to make it easy to split your purchase into manageable payments. Choose from 4 equal payments for purchases from $35 to $1,500, or apply for financing for purchases from $250 to $17,500 and spread the cost over time.
4 equal payments
Split your Bow Cycle purchase into 4 payments so you can spread the cost of your purchase over time. Enter the credit or debit card of your choice for automatic payments every two weeks. There are no fees when you pay on time.
Financing
This credit option allows you to spread the cost of your purchase for up to 12 months. With an instant credit decision, you can complete the purchase with up-front terms and conditions. Automatic payments will be made each month and you can also pay off the full amount anytime. Please note – a credit check will be performed when you apply for Financing.
For in-store transactions
Looking to pay with Klarna at Bow Cycle? For purchases at one of our 2 Calgary locations, please speak with your sales person directly about financing your purchase! They can help walk you through the approval process.
For online transactions
At the checkout, select the option to pay with Klarna and enter your payment information. There are no fees when payments are made on time. A higher initial payment may be required for some purchases.
Once your order is confirmed and on it’s way, we’ll charge the first installment. Once the payment has been processed you will receive a notification.
Why Klarna?
Total freedom to buy online
Buy now, pay later is an alternative to credit and gives you the flexibility to shop without breaking the bank. Split your purchase amount into smaller payments, and forget the fees when you pay on time with our 4 equal payments plan.
Smoother than the rest
We require only basic information at the checkout, so you can complete your purchase with full transparency. It’s the simplest one-time sign-up process you’ve ever used.
All in the Klarna app
Get a full overview of your orders and payments online or in our app. Log in to the app to view your payment plan and upcoming payments.
Klarna FAQs
When you pay in 4, we split your purchase into 4 smaller payments. We collect the first payment when your order ships. The remaining 3 payments are collected every 2 weeks. Spread the cost over 6 weeks, without fees when payments are made on time.
Yes! At Bow Cycle we accept Klarna both in stores and online.
For purchases in store, speak to your Sales associate about paying with Klarna.
We’ll email you if your payment is unsuccessful. We’ll also try one more time to collect it. If we can’t collect it the second time, then it will be added to your next payment.